45 W Chapman St Ely, MN 55731

$125,000
Pending
estimated monthly payment
4 Beds  |  2 Baths  |  1,500 Sq Ft  |   |  MLS # 6124711
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About The Listing

Charming and centrally located, this 4-bedroom home offers the perfect blend of character, comfort, and convenience. A short 5-minute walk will get you to downtown Ely’s shops, coffee spots, and dining. The main floor features a spacious bedroom and a ½ bath, along with beautiful wood flooring that adds warmth and charm throughout. Enjoy relaxing mornings or quiet evenings in the inviting 3-season porches at both the front and back of the home. The bright, sun-filled living room flows seamlessly into the dining area and kitchen, creating an ideal space for everyday living and entertaining. Upstairs, you’ll find three additional bedrooms with classic wood floors and a nicely remodeled ¾ bath. The basement adds even more value with a cedar sauna, laundry and utility space, plus ample storage. Outside, the property includes a 2-stall garage and a separate guest house brimming with potential that would be perfect for renovation to provide rental income, or a private retreat. Whether you’re searching for a primary residence, vacation getaway, or investment opportunity, this property’s excellent location and versatile features make it a standout choice.


Listing courtesy of Kate Davies, Bear Island Realty LLC
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
Private Mortgage Insurance
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Property Details

Features

 
 
 
Property Type: SF/Detached
Status: Pending
Contingency Type: Subject to Financing (MN Only)
Year Built: 1902
MLS #: 6124711
Bedrooms: 4
Square Feet: 1,500
Bathrooms (Full): 0
Price Per Square Foot: $83
Bathrooms (Half) : 1
Bathrooms (Three Quarters) : 1
Garage Spaces: 2
Parking Description: Detached
Sewer Description: City
Water: City
Heat Type: Propane
Basement: Walkout,Utility Room,Washer Hook-Ups,Dryer Hook-Ups
Construction Description: Frame/Wood
Roof Description: Asphalt Shingles
Days On Market (Continuous): 19
Latest Update: 05/12/2026
List Date: 04/21/2026
Listing Agent ID: 7599
Listing Office: Bear Island Realty LLC
Listing Office ID: 31750
Data Source: LSAR - Lake Superior Area REALTORS
Appliances: Dryer,Range/Stove,Refrigerator,Washer
Lot Dimensions: 50 x 125
Lot Size: 0.14 Acres
View Description: City Lights
School District: Ely
Tax Year: 2026
Estimated Taxes: $1,803
Contingency Type: Subject to Financing (MN Only)
City: Ely
Zip: 55731
Area: LSAR
County: St. Louis County
State: MN
Listing last updated: 05/12/26

The information published and disseminated by the service is communicated verbatim, without change by the service, as filed with the service by the participant. The service does not verify such information provided and disclaims any responsibility for its accuracy. Each participant agrees to hold the service harmless against any liability arising from any inaccuracy or inadequacy of the information such participant provides.